Let Chasles Appraisal, LLC take care of your appraisal

Thousands of people in Maryland buy, sell or refinance their home each year. Most of these transactions contain a simple line item for an appraisal. Even though there are a developing number of automated home valuation methods that might appear to be more practical than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. You might believe that securing a mortgage is the only basis for getting an appraisal, but there are more times when the services of a licensed, independent real estate professional could come in handy.

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Appeal your tax assessment in Frederick County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Chasles Appraisal, LLC is your best evidence when building your case. At Chasles Appraisal, LLC, we're qualified to assist you in appealing your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the property, many lenders ask home buyers to take out an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this extra payment is folded into the monthly mortgage payment and is soon forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Chasles Appraisal, LLC can give you a statement regarding the value of your home, and the cost of the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Chasles Appraisal, LLC

A divorce is often complicated by the troublesome decision of who maintains the house, and it can be a particularly heartbreaking experience for both parties. It's a good idea to order an appraisal from Chasles Appraisal, LLC so both parties are entirely aware of the true market value of their property, regardless of the situation.

If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Chasles Appraisal, LLC help you with relocating to or from Frederick County

We are familiar with the headaches associated with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information about any current sales or listings in their area that they want considered during our intensive process.

Selling your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't related to the sales price, but rather they are calculated on our efforts to complete the appraisal.

We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.